TimothyTiah.com

How my wife raises my kids and why I admire her for it

When Fighter first went to school it was heartbreaking for us. First, Fighter cried every single time we dropped him off at school and this went on for a month or more. Secondly we were afraid that Fighter would get bullied because he was really small for his age.

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After 2 months of school, Shorty and I went to Fighter’s school for a parents-teachers meeting. This was a snippet of Fighter’s report card.

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The teacher also commented that he knew his ABCs really well, was really good with following the beat of music and did well in many of the lessons.

After we left the school my wife told me that she was really proud of our two (and a half) year old.  My response to my wife though was that Fighter was doing well not entirely because of his own doing, but because she raised him very well.

She looked puzzled until I explained to her the things that she knowing or unknowingly did. Here’s how my wife raises my son:

  1. She encourages him to speak proper English

Shorty doesn’t like it when we baby talk Fighter or Penny. She believes that we should treat our kids like they were adults and we should speak to them in the same manner. That means no baby words but proper sentences.

Once she caught me saying to Fighter “Jude want this?” and she corrected me. I ended up saying “Jude would you like to have this?”.

She believes that kids learn how to speak from us and if we’re not speaking properly, they can’t either.

2. When he cries, she encourages him to vent out his anger

The way I know how to discipline is the way my Father disciplined me. When I cried as a kid he would raise his voice until I was too afraid to cry. Initially that’s how I disciplined Fighter too.

Shorty took a different approach. She would first ask why he’s crying and ask him how he feels. When he indicates he feels angry then she tells him that he has 5 seconds to cry as loud as he wants to express his anger. When she’s done counting to 5 he has to stop crying, or he’ll go into the naughty corner.

Believe it or not, it now works every single time. Shorty counts to 5, Fighter screams his heart out for those 5 seconds and then total silence. He stops.

3. She nurtures his love for music

We’ve known for a while that Fighter loves music. Ever since he was a baby he would react positively to the sound of music. Either by dancing to it or trying to hum along.

Shorty encourages him to love music. She often sang to him when he was a baby and now that he’s older she would teach him to sing songs. He can actually sing lots of songs now, everything from the alphabet song, to Twinkle Twinkle Little Star, to an Filipino childrens’ song called Bahay Kubu.

We find Fighter singing to himself quite often now. He can often be found in his car baby seat singing to himself while looking out the window.

4. She patiently teaches him the name of things and what they’re called

Shorty makes it a point to bring Fighter out for walks and to see different things. Every time she does she would tell him what a particular item they see is called and after she does, she would test him again to make sure he remembers it.

Now Fighter has a huge vocabulary and every time he sees something he doesn’t know the word for he’ll ask “Mommy… what’s this?”.

When Shorty tells him what it’s called he would repeat after her as if to memorize it.

5. She coaches him on how to ask for things politely.

When Fighter first started speaking with his limited vocabulary, he would get used to saying “Jude want <insert item here>”.

As he grew older though he kept saying “Jude want this” or “Jude want that”.

Shorty arrested that habit and taught him to say “May I have this please?”.

Now if he says “Jude want….” he doesn’t get it.

He has to say “May I have this please?” and he does.

6. She doesn’t force any of our adult prejudices on him

We suspect that Fighter’s favourite colour is pink. He also happens to love Hello Kitty. Our first instinct was to tell him that these things are for girls and that he shouldn’t like them. But Shorty didn’t want to “corrupt” him with our adult prejudice. As a child, she wanted him to like whatever he liked and not tell him what to like.

Another example is when it comes to cats. I hate cats. I can’t explain why but I suspect the fact that my mom hates cats too rubbed off on me. The first time Fighter went near a cat I said “NO!” and tried to pull him away.

Shorty held me back. She said that just because I hate cats, doesn’t mean I should condition him to hate it too. Let him explore and make his own decisions. If he hates something then he does. If he doesn’t then he doesn’t.

I now let him play with cats if he likes to.

7. She never trivializes any of his concerns

Along with the notion of treating babies like adults, Shorty never down plays anything that Fighter is upset about, even if we as adults think it’s a small matter. When he throws a tantrum or whines, she asks him what’s wrong, hears him explain it and then explain to him why it’s going to be okay.

8. She encourages him to taste the different pleasures in life

I confess, at the tender age of 2, my son has tasted Coke, ice-cream, all sorts of junk food and even coffee. We know it’s unhealthy but Shorty believes that exploring how different things taste is part of the joy of life and growing up. So we let him try all sorts of things, healthy or not but with moderation of course.

Now don’t get me wrong. I don’t believe there is a right or wrong way to raise a child. Every parent knows whats best for their own child and have their own way of raising. My key point is that while my wife is proud of how my son is, I am proud of how she has raised him. She is proud of him but I am proud of her.

I think she’s being an amazing mom with Fighter and I know she will be just as amazing with Penny too when she grows up.

PS: If you want to see how my wife interacts with our kids every day you can check out my wife’s YouTube videos on her channel here or on her Dayre here.

I am RM6000 poorer because of these tyres

See this tyre?

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Now the wheel. Just the black rubber part around the wheel. Well that cost me RM1500!!!! *bangs head on wall*

The story goes that I’ve had this car for some 5 years now but I’ve never changed the tyres. It still had some good trip though, maybe because I hardly use it these days. I drive it maybe once a week.

Anyhow I decided to change it because it looked a little hard and according to the workshop people that’s not a good thing.

I remember the first time I changed tyres for a car. It was about 12-13 years ago when I was still in college. I was driving this purple Proton Wira and someone told me that my tyres were balder than the Great American Bald Eagle. So I took it to the workshop and changed it. I went for the cheapest one. Dunlop. I thought hey I’ve heard of Dunlop before… can’t be that bad right?

Four tyres at RM100 each so that came up to a total of RM400.

So you would forgive me if I thought that the RM1500 I was quoted was for all four. No… it was PER TYRE. So to change all four it would be a grand total of RM6000!!! WHAT THE HECK?!?!!?

That’s just tyres. Now I understand that this car of mine had a larger wheel base so I needed 19 inch tyres. But woah that’s expensive!

I got it changed in the end. Dad told me that tyres are really important since they’re the only part of the car that contacts the road. So ok there. I am now RM6000 poorer.

I can’t complain though. This car overall has been really reliable and hasn’t really cost me much to maintain or service. So I’m grateful for that. Thank you my dear car.

The billion dollar “safe companies” that are no longer safe…

I was having coffee with an investment banker friend recently who told me that a fund manager shared with him that we live at a time when it’s really difficult to invest.

Why?

No he wasn’t referring to the stock market turmoil we’ve been seeing in the past year or anything short term. What he said was:

We live in a time when everything is being disrupted. Traditionally bluechip and safe companies to invest in are being threatened by startups or technology that never existed 10 years ago. 

While digesting his statement I started listing the type of industries that people twenty years ago would say “You can’t go wrong if you invest in this” and just really anecdotally started looking at how those industries are  doing. Note that this is not a research piece but really my personal thoughts based on anecdotal observations and articles I’ve read.

1) Oil and Gas

About 3 years ago my Dad told me to invest some money into Keppel Corp. It’s one of the bluechips listed on the Singapore Stock Exchange and a huge company. It’s involved in some property but it’s main core business is oil rigs. My Dad told me that they pay a good dividend and it’s a really stable stock.

That was 3 years ago.  Since then we’ve seen the emergence of shale oil coupled with slow demand ago.  The end result… well a little more than a year ago, oil prices came crashing down. From a time where analyst were predicting $150 per barrel of oil down to $28 per barrel this year. Just about every oil and gas company has been hurt by this with mass layoffs and retrenchment going on. If I had invested in Keppel then (or many other oil and gas companies), I would have lost about half my money.

2) Commodities 

A few years ago the world experienced a commodities boom. If you had a mine somewhere, a palm oil plantation or was in any of those upstream businesses you’d be making bank. Much of our South East Asian economies are commodity based so the commodities boom created a lot of wealth for some really rich families. Just like oil, today commodity prices are low. I know of people who planted their palm oil trees some few years back and are now getting a lot less of a return than they expected.

Commodity companies are now going through a similar phase like oil and gas companies with no end in sight.

3) Telecommunications companies 

There was a time where telecoms were the safest companies to invest in. Each country had licenses limited to a few players. Plus there was growing smartphone penetration. How can you go wrong?

Well it turns out you can. Today many telcos around the world have reached a saturation point in terms of new subscribers and average revenue per subscriber they can pull. Add the increasing competition and it makes their business environment a little harder.

The telcos that have dropped the most in value are in Thailand where the government just auctioned off spectrums (effectively licenses) and a new player had entered the market.

4) Casino companies 

“The house always wins”. That used to be the case when we look at casino companies. How can you lose money as a casino. Well it turns out that you can. In Macau, home to the largest average bet per person the Chinese government has been restricting casinos. Cutting down the tables each casino is allowed to open and limiting gambling tourists from Mainland China. On top of that is the huge corruption crackdown that is taking place effectively scaring off a number of high profile gamblers from China. Casino stocks too are down from a year before.

5) Tobacco companies

This is one area that hasn’t really been battered down compared to the rest just as yet. Heck tobacco companies have been making bank for decades (maybe even centuries). Who would imagine that people might slow down with their cigarette buying?

Well in Malaysia I’m beginning to see that. Almost every smoker I know of in my office has converted from smoking cigarettes to smoking vape. All around KL I’m seeing more and more vape stores open and heck even a family member of mine has started an online store that sold vape stuff called Please Vape Me.

When you look at the stock prices from major tobacco companies they don’t seem to show as much of a weakness yet plus I hear that they’ve been getting into vape themselves. But hey… who would have imagined that cigarettes would ever be disrupted.

We live in a world now where “safe companies to invest in” are no longer safe. Market conditions change rapidly like never before and multibillion dollar companies attract disruption in its own industry and I can see why it’s harder and harder to pick the winners to invest in.

I can understand what the fund manager meant by his statement. We live in really uncertain times but if you flip it around… you can also say we live in a time of opportunity. The opportunity to disrupt.

Beautiful Chinese New Year Ang Pow Packets

Chinese New Year used to be fun for me because of the money I would receive as a kid. Now that I’ve been married for a few years though I no longer get the joy of receiving, but replacing the joy of receiving is the joy of giving.

It’s only when I started giving Ang Pows that I started paying special attention to how Ang Pow packets look. In my experience the nicest ones come from all the private banks. I don’t really know why but they seem to be able to come up with much nicer ones that the other Ang Pow packets you see around.

This year though I noticed a slight drop in the standard of Ang Pow designs. Haha I’m not sure if it’s because the banks are cutting down because times are bad but well generally they’ve dropped.

Here are some of the nice ones I’ve seen this year though.

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Here’s one my God mum gave my kids. It’s from LV so it looks really atas. I particularly like the seal at the back.

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Shorty likes this colourful one from UBS.

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Doesn’t seem to be very monkey theme but she likes the colors and all.

This one is from Julius Bar. Not a bar but another private bank.

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One of my favorites though is this one from Coutts.

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It’s made not of paper but of velvet or something like that. Super atas! Super nice! Too bad I didn’t get any this year.

And finally there’s our Netccentric Ang Pow this year. Here’s how it looks like.

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Quite simple on the front and on the back just a little Netccentric logo.

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What do you guys think? 

Any other nice Ang Pow packets you’ve seen ? Do share!

When you realize that you’re going overseas in a few days and haven’t changed money…

This article is a collaboration with the really useful money changer app eForex.

It normally happens rather suddenly. Like when a friend asks me if I can meet up the coming weekend and I think to remember that “Oh yeah I’m going to Hong Kong next week”.

This is how my thought process would go.

Oh yeah I haven’t packed yet for Hong Kong —-> Yeah need to arrange for transport to the airport —–> OH YEAH I NEED TO CHANGE MONEY!

Changing money is normally the most painful of all pre-trip tasks. Why? Because packing, and arranging for a cab to take you to the airport that morning can be done really quickly and from the comfort of your own home. Going to a money changer to change money though isn’t. Here’s the process:

  1. You have to figure out which money changer to go to. The most convenient one would be the one at the nearest mall but we all know the ones at malls don’t necessarily have the best rates.
  2. But there is the money changers at MidValley that have decent rates but the queue is normally so long you’d feel like you’re in North Korea lining up for food rations.
  3. So you go for the other money changers with the best rates but those normally tend to be located at odd places where parking is as hard to find as a pink unicorn with diamond studded boots.
  4. Once you’ve decided which money changer to go to, you also need to find the nearest ATM and withdraw cash to bring to the money changer.
  5. You almost always have to line up. Sometimes the queue is short but just before you get to the front of the queue, the guy in front of you brings out a brick of Ringgit Malaysia from his sling bag to change.
  6. At first you marvel at the amount of money on the counter wondering if that brick alone would be responsible for having the RM depreciate vs the USD by the end of the day. You wait.. for a long time for them to count the bills.
  7. When you get to the front of the money changer it’s time to negotiate. You Google the spot rate on your phone and use that as some sort of a reference even though you know you’ll never get the spot rate.
  8. Yes you take pride in your negotiation skills honed by the stalls of Chatuchak but you know you’ll never be able to out-negotiate a money changer. He deals with chumps like you 10 times a day.
  9. You are not fully happy with the rate you’re quoted. You threaten to walk away but the money changer at the counter looks at you like he’s seen it many times before. You’re not going to walk away because you can’t be bothered to go line up at another money changer.
  10. You take the deal. You don’t really know how much more you could have saved by getting it somewhere else but you try not to think about it.
  11. You go get your car, pay parking and go home.

That’s what changing money feels like to me.

I’ve always wondered when technology would catch up to this. Isn’t there an app for everything?

That app is called eForex. With this app, you can

  1. View LIVE rates of over 20 preferred currencies you want to buy.
  2. Pay for it through your online banking account.
  3. Then all you have to do is choose which of the many points you want to pick it up from (including the airport). Kinda like the Uber for money changers.

Plus even if you’re not changing money, eForex is useful as a currency converter and a more accurate one too. Most currency converters out there use the spot rate which isn’t the rate you’ll necessarily be able to get from any money changer. The rate in eForex is the rate you can get directly from them so it’s more accurate if you want to calculate how much RM you spent on your holiday in Thailand.

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The app is backed by Merchantrade, the largest money exchange network in Malaysia so its a pretty credible app.

You can download eForex on the App Store or Google Play.

What apps are on my home screen?

This article is part of a collaboration between myself and Huawei

I saw this article recently about what apps some business people have on their home screens and I thought it would be fun to do on myself.

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Okay so as you know, I use a Huawei Mate S as my primary phone. My primary phone is my workhorse. My no-distractions phone, that means I use it primarily for 3 purposes:

1) Communication (calls, chat, email etc etc).

2) News reading.

3) Own apps (apps that my company has for testing).

There are no games, no social networks and nothing that would be a distraction to work.

Here are the apps on my home page.

Inbox – Inbox is an app by Google that I use to manage my Gmail. If you haven’t tried it you can give it a shot. It’s quite an intuitive way of using Gmail. I find it very quick, very light and with some fun features like auto reply suggestions. If you use Gmail, give Inbox a shot.

Line – Chat app that I use quite a bit here and there. Especially important when I’m talking to business contacts in places like Japan, Taiwan or Thailand where Line is really popular.

Snapchat – Increasingly more and more people are messaging me on Snapchat so I put this on my home page. However I gotta admit that it’s probably the lesser used app on my home page compared to the rest.

YouTube – A part of my work sometimes involves YouTube content so this is easy access to YouTube. Another person who uses this a lot is… Fighter. Whenever he grabs my phone you can count on him opening this app.

Play Store – Ok this is to download apps but you’ll be surprised at how often I use this for work. Sometimes my work involves looking at mobile apps so I like to search for them on the Google Play store and check out how many downloads they got and what their reviews are.

Evernote – My work diary. I use it to take notes at meetings or to view notes that I had taken on my computer at another meeting or something.

CloudMagic – Email is a very important part of my work. I however don’t really like the default Android mail app. So I managed to find this app called CloudMagic that is free and seems to handle mail really really well. I discovered this app when I Googled for the best Android mail apps.

Twitter – I use Twitter primarily for one thing and one thing only: News. I follow all the major news outlets with it and all the news outlets for subjects that interests me. Huffington Post, Mashable, Techcrunch, BBC, Straits Times… you name it. I follow them all. Twitter is the first app I open in the morning and the last app I open just before I go to bed.

WhatsApp – No explanation needed here 😃

Slack – When it comes to work, Slack is a great app to communicate with teams. I use Slack regularly to communicate with my regional team from all over. We have discussions, send documents to each other and all sorts of things through Slack. Some of our discussions tend to be really lengthy sometimes so it helps that I like the keyboard on my Huawei phone. I can’t explain it but I use Swiftkey on my Huawei and I somehow type faster on it than the same Swiftkey I use on any other phone.

Bloomberg Business – This is an app I use to catch up on business news and also to keep track of my stock market investments. I normally open this app and feel good about my investments but with stock markets tanking in the past year or so every time I open this app I feel sad. Haha so I don’t open it as much.

Chrome: My preferred browser.

Camera: The default camera app for my Huawei. Have taken lots of good pictures with this.

Dayre: Last but not least, Dayre. It’s the only social media platform I allow myself to indulge in when I’m at work. Partly because it’s also part of my work. I often to prefer updating my Dayre on this phone than my other play phone because of how much faster I seem to be able to type on the Mate S. Don’t get me wrong, I don’t think it’s a particular feature from the Mate S that lets me type faster. It’s just something about it… and maybe it’s a personal thing. But it just does.

So that’s all the apps on my home page. Nope no Clash of Clans because that’s on my play phone that I limit usage of.

That’s it for me. What’s on your home page?

Things Shorty & Fatty Say #335: Chanel bag

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Shorty and I were at a family dinner when we noticed my cousin’s girlfriend carrying a bag that costs more than Fighter’s school fees for a year.

Halfway through the dinner my cousin’s girlfriend went to the restroom and left her bag on her seat.

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Me: Quick Shorts. Grab the bag and run. Our (family) getaway van is right outside waiting.

Shorty: Haha yes yes! We DO have a getaway van! But I won’t make it!

Me: Alright grab it and hide it in the flower pot outside or something. We’ll come back and get it. GO! WOMAN GO!

Cousins girlfriend comes back and sits down and noticed us looking very suspicious.

Cousins gf: What?

Me: Nothing nothing.

Why do we succumb to peer pressure if we’re supposed to be special?

When I was 10 years old, a trend in school started. Rather than having the usual Transformers pencil boxes that us boys had, a new pencil box was in town. The one with 5 buttons or more buttons.

Each button opens a new compartment that can store an eraser, some pencils and one button even popped up an attached pencil sharpener. It took my class by wildfire. One girl had it first and then the rest of us knew we had to have it. We went home prepared with arguments on why we needed a new pencil box and the old one wasn’t good enough and for some reason our parents’ all obliged. Soon we all had this new pencil box.

When I think back about that experience being one of my early experiences of peer pressure, I get a little puzzled. On one hand as kids growing up in this era, we celebrate individuality. Society tells us that we should be different. To stand out from people. To take the road not taken but yet someway somehow we get peer pressured into having the same kind of stuff.

I see the same thing today too. I sometimes hang out with a group of young successful entrepreneurs. Well okay when I saw young I mean late twenties and early 30s. All of them millionaires.

When I first hung out with them everyone had their own different watches. One had a Rolex, another two had a Panerai and a Hublot here and there. All of them expensive watches but not expensive enough it seems. A couple of guys had an Audemars Piguet which is so expensive you could buy a car for that.

As we continued to meet up over the months I noticed the watches that the group wore began to change. Eventually every single person in that group was wearing an AP. If you think about it, it’s really odd. Each one of these people became successful as entrepreneurs because they were different but somehow we all still feel the need to have the same thing.

The honest truth is that I was once upon a time I myself was very heavily affected by peer pressure. I bought whatever society would expect a successful entrepreneur to have. It’s like the money in my bank or my personal net worth wasn’t enough validation to myself. I had to buy something material to prove my worth.

I went on a buying spree and today it’s something I sort of regret. Well a part of me feels that maybe I had to go through it at least once but another part thinks of all the unnecessary watches and designer clothes and the depreciation I pay for my cars.

A billionaire I know wears simple clothes from mid ranged brands. Wears a cheap electronic watch and has a private jet that he never lets anyone else know about. Sometimes I think it’s true that we buy expensive things to feel more secure about ourselves. Perhaps we all feel insecure in spite of our successes in our jobs or businesses because clearly if we can afford to buy something nice for ourselves, we have to be somewhat successful right?

More importantly my thought today is “Why do we succumb to peer pressure if we’re supposed to be special?”. Because peer pressure by definition is really pressure to conform or be the same as everyone else.

I wanna end this with a quote from Steve Jobs.

“Your time is limited. So don’t waste it living someone else’s life”.

Amen to that.

A layman’s review of The Revenant

It’s hard to ignore the media and PR hype over Leonardo Di Caprio’s latest movie The Revenant. It’s a movie inspired by the life of Hugh Glass. Note though it’s inspired by, but a good half of the movie is pure fiction.

The critics have been raving about this movie. It’s 83% on Rotten Tomatoes although to be fair I never really trust Rotten Tomatoes. The reviews there in my opinion seem to favor artsy, cutting-edge type of cinema work but sometimes completely forget that movies are supposed to have some entertainment value.

IMDB is a better barometer in my opinion and they rate  is 8.3/10. That’s pretty high.

What I thought about the movie?

Well it terms of entertainment value I thought it was okay. I’d give it a 6/10. There were some parts in the movie when I felt bored. Blame it on our instant gratification world of having everything at our fingertips for my short attention span.

However if we take a step back and look at the finer details of it, you’ll appreciate it even more.

  1. The Way The Scenes Were Shot

The Revenant was directed by Alejandro Gonzalez Inarritu, the award director behind Birdman. In Birdman, he was famous for making the movie look like one super long shot with one camera. I thought it was cool for the first 5 minutes but I found Birdman a terribly boring movie.

I do however appreciate how The Revenant was shot in very unique ways. For example during battles, instead of the usual Lord of the Rings style battle scenes that depict entire battlefields and the armies coming together, battle scenes in The Revenant is depicted by close up individual skirmishes one by one. I thought that was a really refreshing take.

I also appreciate that they used natural light for almost all their scenes and they didn’t use much CGI.

On IMDB, I found this quote

Alejandro González Iñárritu was insistent that computer-generated imagery not be used to enhance the film, stating: “If we ended up in greenscreen with coffee and everybody having a good time, everybody will be happy, but most likely the film would be a piece of shit.”

Gotta love his candor.

2. The Scenery 

The movie was shot mostly in Canada and when they couldn’t finish their shoot before the snow melted in Canada they moved it to South Argentina.

The scenery was breathtaking and I appreciate how the director really focused on that.

3. The Makeup 

I don’t want to give away any spoilers here but lets just say the makeup was amazing. And I don’t mean just the “on the face” makeup. I mean everything down to even how a scar looks like.

Last but not least Leonardo Di Caprio’s performance was amazing as it always is.

Overall I think it’s a great movie to watch but rather than just sitting and expecting to have the entertainment value hit you, look out for the little details. At least for me, I found that I learned to appreciate the film a lot more.